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Charging a CC fee is becoming very common across the board. The dealership or whomever has to pay a fee to the financial institution that has issued the card you are using and they are aware most credit cards offer cash rewards or other perks to the card holder.
That is business today. The financial institution that issues the card makes money, the user of the credit card gets a perk, so businesses tack on the CC fee.
Doesn’t matter they have priced whatever service to make a (reasonable??) profit, they want to make you think, they have to charge the CC fee.
Spent 25 years of my career with a large financial institution. Even though there were charge offs, the late fees, interest charged etc. credit cards were one of our most profitable products. Also served as a “hook” for the clients other financial needs. Credit cards generate a significant amount of profit to a financial institution and the dealerships want a cut. We had to offer perks to stay competitive, needed to protect our bottom line, so charging vendors a higher fee when our card was used generated funds.
It’s business in 2025 !!!
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