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Have not visited my BMW dealer since Dec. 19, 2024 for the M8's running in service. At the time there was no CC fee.
As an aside CC fees are becoming more common. Several restaurants in the area now add a CC fee (and some also tack on a server fee of 20%).
FWIW I do not have a debit card. I've never used one.
I have not yet required a loaner from the dealer. But my SOP when I had a loaner from other dealers is to bring the loaner back with the same amount of gas in it that the loaner had when I drove it off the lot.
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