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1. Nothing in the OP said anything about leasing.
2. When you lease you're still responsible for "average wear and tear", so if you live in an area where you're prone to get an excessive amount of chips, then it's still worth it to add PPF in the high-traffic areas (front bumper, side skirts, behind the tires).
Blanket statements don't work when everyone lives in different areas. Some guys drive 35 mph to work and back, zero need for PPF, other guys are doing 90 for 10 minutes on truck routes, so it just depends.
My 2018 M2 with 25K on the clock (mix of city and highway) looks brand new. The $2800 worth of PPF I have on it was beyond worth the money.
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