Quote:
Originally Posted by TNTMYM3
Definitely would be a BUMmer if it happened to me, first call would be to my insurance company, then local PD for a police report, insurance usually will ask for the report. I would make sure the officer takes note of the “key” damage on the top (near the sun damage), hood and front bumper (near all the rock chips) and explain how the homeless gentlemen must have had his keys in his back pocket as he used my car as a slide immediately after swiping my rear bumper with his shopping cart.
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BUMmer is funny...
But unless you encounter the world's stupidest cop and insurance adjuster, the rest of your post is a recipe for criminal charges of making a false report and insurance fraud.