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I do have to mention though...if you want the moonroof I think it would be foolish not to get a loaded X1 since it's included in the premium package.
If you get the sdrive 28i with the Ultimate package (which includes real leather seats, the moonroof, tech package, premium package, etc) for only $1000 more. That will more than make up for itself at resale if you decide to keep the car. Invoice price is like 38k on that. Seems to not make sense to get a car with practically no options for $37,400 when you can spend $1000 more and get the top of the line one.
I can't imagine spending $37,000 on a car and not getting leather seats or a garage door opener, or many of the other creature comforts that modern cars have.
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