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      03-01-2013, 03:56 PM   #1
eric9610
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Insurance cost?

So what is everyone seeing for monthly insurance costs?
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      03-01-2013, 04:30 PM   #2
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Call your insurance company, they'll tell you. There are too many variables to compare prices. In broad terms, for me it's 17.5% less than my M3.
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      03-01-2013, 04:34 PM   #3
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For the 2013 x28i, it was less than for my 2009 E90 335i.
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      03-04-2013, 01:16 PM   #4
mullini
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I am bad at math. I have a couple minor accidents "points" on my AAA insurance for my 2006 Lexus IS250. I kept it, added my partner to the insurance and the 2013 X1 in late November, and my insurance year had started September. AAA asked for $350 to add the X1 for the remainder of the year (until this September). So not unhappy about that. Guess I'll know the true breakdown when I get the next statement.
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      03-04-2013, 02:26 PM   #5
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Insurance

it all depends on where you live, your driving record....but if you are paying under $2k a year that's fine.
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2013 BMW X1 35i "M"....ordered on Jan 13 2013 / received on Feb 19 2013

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      03-04-2013, 03:03 PM   #6
eric9610
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So let me add to the original question; Did your insurance go up or down compared to your previous car? I just quoted mine and it went up $10 a month compared to my 2010 e90.
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      03-04-2013, 03:13 PM   #7
Grovsnus
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Quote:
Originally Posted by eric9610 View Post
So let me add to the original question; Did your insurance go up or down compared to your previous car? I just quoted mine and it went up $10 a month compared to my 2010 e90.
If your new car is worth more than your old car and you replace it under the same terms, yes, the insurance premium will usually go up. But even then it depends on factors like whether either of the cars are a brand or model popular with thieves, or are involved in accidents more than average. And how old your old car were too - the price drops year by year, until the car is old enough that the price starts increasing again.

Again, your question is too generic to give a good answer to.
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      03-04-2013, 03:14 PM   #8
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Quote:
Originally Posted by eric9610 View Post
So let me add to the original question; Did your insurance go up or down compared to your previous car? I just quoted mine and it went up $10 a month compared to my 2010 e90.
Down, but I went from N54 engine to N20. I have Geico.
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      03-04-2013, 07:00 PM   #9
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Quote:
Originally Posted by mullini View Post
So not unhappy about that.
So, you are happy with that?
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      03-04-2013, 07:54 PM   #10
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I'm happy that I'm not unhappy! j/k. My point would be, it's insurance, who's happy to pay it or really knows what determines the price? But you need insurance. So when I heard the premium increase to add the X1 for the last 9 months or so was about $350, I said to myself, "Could've been worse." Which is also a working definition for "not unhappy."
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      03-05-2013, 04:01 PM   #11
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Mines going up around $75 per month - replacing a 2002 Saturn.
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