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      05-10-2013, 06:13 PM   #1
bill1963
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A small crack on the front window.

When I was driving on the highway, a car deflected a rock onto the front window of my x1 and caused a small crack. In the past I had a car with a similar crack and it never got any bigger or worse. But I have heard from a friend of mine that his crack is getting bigger on his window.

What would you do? and Where should I get it done?

Thanks in advance.
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      05-10-2013, 06:34 PM   #2
aramosc
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Quote:
Originally Posted by bill1963 View Post
When I was driving on the highway, a car deflected a rock onto the front window of my x1 and caused a small crack. In the past I had a car with a similar crack and it never got any bigger or worse. But I have heard from a friend of mine that his crack is getting bigger on his window.

What would you do? and Where should I get it done?

Thanks in advance.
Your insurance will pay for any resin windshield repair like safelite. It will be free, it won't affect your premium and the results are usually pretty good.. in small chips you can't tell there re was any damage.
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      05-10-2013, 08:08 PM   #3
bill1963
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My deductible is $900 so I don't think the insurance can cover it.
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      05-10-2013, 08:59 PM   #4
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Glass coverage is part of the comprehensive policy. Usually, it's a different rate aside from your deductable. In some cases, it's low deductable or free. Check with your insurance agent.

If it doesn't spread and can be covered by a 50 cent piece, they can fill it with resin. If it's larger and spreads, they have to replace the windshield.
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      05-10-2013, 09:06 PM   #5
GreatStarSe7en
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that's why I got the 5 year windshield protect plan at my dealer.
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      05-10-2013, 10:09 PM   #6
Lucky13
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Free replacement in SC, state law. Good thing you don't own a Mini because they are rock magnets because they are so low to the ground. Any time you see a car in SC with a cracked windshield you get as far away as possible because they are driving without insurance ( seriously).
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      05-10-2013, 10:14 PM   #7
edx1
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Depending on your state and insurance company, it might cost nothing. I have state farm and about 5 years ago when I had my last windshield replaced it was a $100 deductible and safelite waived the deductible so it cost me nothing. I have heard though that the $100 deductible waiver is not a guarantee lately as my state law might have changed, but $900 would be a sign of a bad insurance policy if that's your comprehensive deductible and not your accident deductible.
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      05-10-2013, 10:48 PM   #8
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Quote:
Originally Posted by aramosc View Post
Your insurance will pay for any resin windshield repair like safelite. It will be free, it won't affect your premium and the results are usually pretty good.. in small chips you can't tell there re was any damage.
+1

Windshield replacement is another story and falls under your comprehensive coverage and deductible.
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      05-13-2013, 06:25 AM   #9
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Regardless of whether or not your insurance pays for it, fix it now, before it gets so large that replacing the windshield becomes necessary. The cost of a patch is much less expensive than replacing the entire windshield. You live in BC where temps get quite chilly during the winter. Remember, that glass expands/contracts with temperature changes. It might not happen immediately, but it will. Also, if your windshield suffers another impact in the same area, the problem becomes worse.

Vince.
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      05-14-2013, 12:49 PM   #10
bill1963
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Thank you everyone for responding.
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