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11-27-2012, 06:44 PM | #1 |
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I did it. Now I wait!
I went ahead and put down the deposit and ordered my X1 today.
![]() Xdrive 28i in Mineral Grey w/the black leather w/ red/grey piping. Sport line Aluminum trim on the inside Ultimate package (Tech + Premium + Driver Assistance) Lighting package Cold weather package Harman Kardon stereo upgrade Servotronic BMW apps I think that's it. Lol So it's basically loaded. But I plan on keeping this car for as long as I can. At least 5 years. And I drive a lot. I decided I wanted everything. So I went for it. The sticker was 46,120 at this configuration. The dealer that I had been dealing with offered me a flat 1,200 discount on the car. They are the only one here in Rochester NY, so I called the dealer in Buffalo today. They offered me a discount of 2130. I said sold! They both gave me the same on my trade in and agreed to lock in the trade amount even tho I'll add miles in the next 2 months. 2,130 discount. I'm not sure of the percentage but it seemed like a good enough deal to me. I'm hoping some of you will agree? ![]() So now I wait and wait for it! The dealer I went with told me it should be 6 weeks as they had an allocation for one left for the month. I won't be able to purchase it until 8 weeks from tomorrow but they will hold it for me until that day. Anyways, thanks for the help I got from my questions here. I can't wait to get my new baby! |
11-27-2012, 08:39 PM | #3 |
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Congrats on pulling the trigger! Although its unfortunate that you won't be able to get the extra $500 from its happier holiday promotion as u won't take delivery until January for sure.
Is ur $2100 discount before or after incentives? If u really want to find out ur bottom line price, goto bmwconfig.com and find out the invoice price on the car as equipped, add another $500, plus ~$500 for maco and training fees, and that would be the lowest price possible. |
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11-27-2012, 08:42 PM | #4 | |
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11-27-2012, 08:59 PM | #5 | |
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What do you mean tho by "plus ~$500 for maco and training fees"? Is that in addition to the other 500? lol That would mean I paid $434 above invoice. Seems too good to be true? Either way I think I'm happy with those numbers. |
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11-27-2012, 09:33 PM | #6 | |
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Congrats RocGuy!!!.. glad you took my advice and shopped around!! about 4.5% off.... good for you! ![]() ![]() ![]() ![]() P.S since you got your stuff loaded and plan on keeping it... makes sure when your baby comes in to go ahead and buy the tire and wheel insurance package. The waiting sucks that much i promise you but ![]() ![]() |
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11-27-2012, 09:56 PM | #7 |
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Congrats RocGuy!! I'll be about a week behind you as I plan to order this weekend. I was planning to wait until January to time it so that I get it around the time my current lease ends, but I can't wait...
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11-27-2012, 10:26 PM | #8 |
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Yeah, that's what I don't get. Because I buy my car cash, no lien, money on the table, I get less discounts than someone who finances it? You'd think they would want to reward buyers who cause them less paperwork and risks, but...?
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11-27-2012, 11:08 PM | #10 |
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3.29% over 5 years (for example) is nice $ for them esp. in this environment, they make more $, they throw you a bone, otherwise they don't, pretty simple. I'm sure they can get 1% money easily now so even with a given default % built in they still come out ahead.
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11-28-2012, 12:31 AM | #11 | ||
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11-29-2012, 06:37 PM | #14 |
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Take advantage of the bonus cash with BMW financing. You can always buy out the loan with cash at the first payment or refinance with your other lender if they will give you a better rate (which is what I do).
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11-29-2012, 07:06 PM | #15 | |
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But I'm going to see if I can *also* finance 10K from BMW (they told me this was the minimum amount to finance to get the holiday cash) out of the money I was going to pay in cash. Then pay it off. $500 is $500... |
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11-29-2012, 10:13 PM | #16 | |
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Now that makes more sense if you are going to finance it anyhow, and the refinance/transfer fees don't exceed $500. |
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11-29-2012, 10:42 PM | #17 |
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Drives: X3 35i MSport / X1 28ix MSport
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Asked dealer about paying off early, and was told that you must keep the note for 6 months/payment periods otherwise you will get charged back the bonus dollars. Also, got my first payment notice and noticed that $5,000.00 is the max payment that can be processed.
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