02-10-2013, 11:33 PM | #1 |
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Door Damage
Someone hit the driver door of my new X1 while it was parked. Of course they did not leave a note behind. I the insurance adjustor indicated they are just going to patch the door (about 1200 in damage). I think the door should be replaced as I dont want a patched car when it is only two months old. Are there drawbacks for requesting that the door (panel I assume) be replaced? Are the parts even available yet?
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02-10-2013, 11:54 PM | #3 |
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Minor damage. Does not need replacement.
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02-10-2013, 11:55 PM | #4 |
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A good body shop will be able to repair that door with minimal body filler (aka "bondo").
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02-10-2013, 11:57 PM | #5 |
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wow, even the side mirror was torn off
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02-10-2013, 11:59 PM | #6 |
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For some reason the body shop already removed it and the two door handles on that side. Is the bondo route better than asking them to replace the door (since im already out my deductible for the hit-n-run)?
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02-11-2013, 12:17 AM | #8 | |
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02-11-2013, 09:39 AM | #9 |
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So i shouldn't be concerned that insurance company is recommending the bondo route? Just want to make sure they aren't cutting corners here to save money considering the car is just two months old.
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02-11-2013, 09:47 AM | #10 | |
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02-11-2013, 09:51 AM | #11 | |
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Here's the door, if you're curious, it's about $500: http://www.ecstuning.com/Search/41517339357/ES2607429/ Accidents are a pain for sure, since they've listed areas to blend, your car will have thicker paint on the front fender, rear door and likely part of the hood, things that anyone with a $200 paint thickness gauge (an invaluable tool when shopping for used cars) will quickly pick up. Now is a good time to pursue diminished value compensation from your insurance. Follow the above recommendations for looking into a PDR guy, if they can fix it you'll save the trouble of blended paint and the risk of letting a body shop screw things up, something most are incredibly gifted at. |
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02-11-2013, 10:02 PM | #12 | |
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However, to be honest, I will fight for a new door. They might even need to clearcoat the whole side to match the color and clearcoat nuance (most likely since they removed the back door handle). Why? What the heck are you paying for? |
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02-11-2013, 11:13 PM | #13 |
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Say no to bondo. Insist on a BMW certified body shop and they will return the car as good as new!
http://www.bmwusa.com/Standard/Conte...er/CCRCRD.aspx
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02-12-2013, 08:48 AM | #14 |
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I’d be asking for a new door if it was my car......
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02-12-2013, 03:07 PM | #15 |
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Has anyone had success submitting diminished value claims with their insurance? Given that the repair costs on this are around $1200 bucks, would they claim the damages were not large enough? I assume this will show up on Carfax which in my opinion diminishes resale value.
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02-12-2013, 03:19 PM | #16 | |
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Your repairs will likely show up on CarFax (but they don't always). Unless you really luck out and the area can be repaired with PDR and you don't need paint, just the fact that you'll need the door and surrounding area resprayed will make it very easy for any dealer or knowledgeable buyer to tell that there's been damage. If you replace the door skin, that's one more stand out, since not all numbers will match. Just for your edification, if I were buying a used car, any paint work would cause me to either walk away or offer significantly less, certainly more than $1,200. I can double check, but I think I got between $4k and $5k for diminished value when my M Coupe was rear ended. That was just what they offered, I didn't have to haggle. The beauty of that is that the cars were so rare, it didn't take nearly that much of a hit in resale, but that's a rare exception. |
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02-12-2013, 10:24 PM | #17 | |
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02-12-2013, 10:30 PM | #18 |
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Another FYI, that video is mis-leading. 99% of insurance policies out there state that they will use After Market or Recycled parts on your vehicle; no matter how new it is. Obviously if the parts don't fit or function like original, they won't use it. So read your policies carefully!
Sure, you have the right to take the vehicle to the repair facility of your choice, but ultimately the shops have to abide by your insurance company's policies. Just think about medication. Most health care carriers will only pay for generic drugs. And if you want the name brand stuff, you have to cover the difference. The auto insurance industry is following suit. I think Farmer's is one of the only companies out there that offers an OEM endorsement. Meaning you pay an extra $39 a year on your policy, and if you get into a collision, Farmers will pay for OEM parts to be used on your vehicle. I've been in the collision repair industry for almost 20 years. It has changed dramatically in that time.....
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