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      11-27-2012, 06:45 PM   #1
Dandaman184
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Extra BMW insurance add ons

This is my first BMW, and I am about to pick it up this week. What do you suggest about taking or not taking the extra insurances, such as the wheel and rim?

Ps mine is a M-Sport with 18" rims and I will be living in North Texas as far as road conditions go.
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      11-27-2012, 07:43 PM   #2
Bill B.
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Quote:
Originally Posted by Dandaman184 View Post
This is my first BMW, and I am about to pick it up this week. What do you suggest about taking or not taking the extra insurances, such as the wheel and rim?

Ps mine is a M-Sport with 18" rims and I will be living in North Texas as far as road conditions go.
Like any insurance, it's a gamble. Think about what the insurance covers, then think how many times you had a similar loss of what is insured in the past.

When was the last time you bent a rim? How about had a catastrophic tire failure?

One thing to keep in mind is that they don't like to repair runflats because they can't tell if the sidewall support has been damaged or not.

Given that, I usually don't take the insurance.
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      11-27-2012, 09:33 PM   #3
BMWrules7
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Quote:
Originally Posted by Dandaman184
This is my first BMW, and I am about to pick it up this week. What do you suggest about taking or not taking the extra insurances, such as the wheel and rim?

Ps mine is a M-Sport with 18" rims and I will be living in North Texas as far as road conditions go.
Take the rim and tire insurance.
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      12-01-2012, 01:31 AM   #4
TKM399
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How much is rim and tire insurance?
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