[Untdrums]

Hello everyone,
I need some help. I am trying to get my wife into an X1 and have been talking with 2 dealers in my area. This is my first lease as I bought (financed) my 335d last summer so I have been looking to your experiences for guidance. First, here's the first offer I have been given:
2014 X1 xDrive 28i
Lemans Blue
MSport
Lighting
Ultimate
Heated seats

MSRP: $44,625
Discount: $3,205
BMW Option credit: $750
USAA/Owner Loyalty: $1,000
Vehicle selling price: $39,670

Sales Tax: $2,479.38
Tag/Registration Fees: $57.75
Title fee: $33
State insp fee: $23.75
Documentation fee: $122.50
Road and bridge: $10
Balance due: $42,486.67

Adj cap cost: $43,126.38
MF: .00165 / .00116 (w/7 MSDs)
Residual: 59% for 15K miles
61% for 12K miles
$725 acquisition fee

Option 1- 36 months / 12K miles
Cash due: $558 or
$4373 (With 7 MSDs)
Monthly payment $558 or
$524 (With 7 MSDs)

Option 2 - 36 months / 15K miles
Cash due: $581 or
$4397 (With 7 MSDs)
Monthly payment: $582 or
$548 (With 7 MSDs)

We'd like to see if we can lower the selling price but more importantly the MF. When I told the CAs that other people are getting .00125 before MSDs, he asked for a source. Does anyone have any advice?

We are planning on selling my wife's current car (2013 VW Golf TDI fully loaded) this weekend and are trying to get this settled before then.

I forgot to mention that we are changing to sDrive since we live in Dallas and don't need AWD. I figured that should lower the selling price by at least $1700. The CA said we would have to order one or be more flexible on the options since he can't find one in the BMW Southwest area. Do you the the MF problem is because we live in TX? I have found a few dealers on cars.com and Autotrader that match our options list.

Thanks in advance