Here is what I built on BMWUSA.com
X1 xDrive28i
Base $32,600
M Sport $3,000
Black Sapphire $550
Black Nevada Leather $0
Dark crosshatch aluminum trim $0
Lighting Package $900
Ultimate Package $6,150
Heated front seats $500
Harmon Kardon sound $875
Auto high beams $250
Floor mats $167
Dest & Handling $925
Total MSRP $45,917
I guess going from $650 a month on my e93 to $530 sounded good....would be nice to get it lower