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WIFE!!! This is why I choose to carry the donut. We have both BMW Assist and AAA. My wife is a physician and works late nights at times. I won't put her at risk of having to ride with the tow truck driver. When we did have her 128i towed due to a failure of the RFT (so no donut), I went and picked her up.
BMW assist will only tow to a dealership...not America's Tire or home.
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