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Originally Posted by nospam
Take advantage of the bonus cash with BMW financing. You can always buy out the loan with cash at the first payment
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That would likely not be good business. The loan charges, even if paying in full at the first payment, are unlikely to be less than $500. And if you live in a state where you don't get the lien until paid off, you likely have an extra fee for holding and transferring that too.
Quote:
Originally Posted by nospam
or refinance with your other lender if they will give you a better rate (which is what I do)
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Now that makes more sense if you are going to finance it anyhow, and the refinance/transfer fees don't exceed $500.