Lease on an X1
I'm shopping around and interested in the x28i. I am favoring either just adding deep sea blue+cold weather package or ZMP+Le Mans Blue+heated seats). Both of these set ups will likely require having one built in Germany. I spent the afternoon at a dealer yesterday. The only incentive available to me (non-loyalty eligible) is $500 holiday cash. Here are the numbers I received on a 3 year/36k mile lease:
Deep Sea Blue + Cold Weather package: $34,495, 60% residual, 0.00165 money factor (3.96% interest rate)
ZMP + Heated seats + Le Mans Blue: $37,295, 60% residual, 0.00165 money factor (3.96% interest rate)
Based on my reading online, I think the residual is a hair low and the money factor is high, as is the sticker. I'd appreciate any insight/perspective. Thanks!