Luckily I only have had 1 accident in my 33 years of driving record and hopefully, I will never get into another one. If I do, I got full coverage insurance. If body shop don't fix right then I sell it for 90% of FMV no big deal and get another new car. And that 10% loss in value is also tax deductible, so it really doesn't make much of a difference financially that's what we're talking about here.
Last edited by Humble_Bear; 10-11-2012 at 04:07 PM.